Investing in Nigeria, made clear.
Kipit helps Nigerians grow wealth intentionally — structured investment plans with defined tenors, transparent rates and interest you can watch accrue every day.
Every plan is in naira, with rates shown before you pay.
₦4.2bn+
Funds under management
38k+
Savers & investors
19.2%
Top fixed rate p.a.
T+0
Wallet settlement
Investment access designed to make growth visible.
Instead of letting money sit in products that offer no meaningful return, Kipit gives you access to structured investment options with defined timelines and competitive returns.
Bridging the investment gap
Most savings accounts in Nigeria pay less than inflation. Kipit packages institutional-style opportunities — defined tenors, competitive rates up to 19.2% p.a. and clear payout timing — into a format everyday investors can understand and access.
Regulated, structured products only
A daily-interest Call Account, fixed plans from 30 to 365 days, and a curated Explore shelf of treasury bills, bonds and partner funds. No speculative assets, no complex derivatives. Investments are held by Kipit Investment Ltd, an asset manager licensed by the SEC.
Discipline over speculation
Fixed-income instruments with transparent pricing, rates shown before you pay, and capital preservation as the goal — not trading. Every plan shows its tenor, rate and payout date upfront.
To democratize investment access for every Nigerian.
Wealth-building should be easier, fairer and more accessible. We combine disciplined product design, transparent information and a simpler digital experience to get there.
₦1,000
Minimum to start
19.2%
Top fixed rate p.a.
T+0
Wallet settlement
Encryption, PIN and verified identity on every account.
Why people choose Kipit.
Everything is designed around clarity, consistency and easier access to wealth-building products.
- Rates shown upfront — no hidden variables
- Start with as little as ₦1,000
- Interest accrues daily, visible in the app
- Same-day settlement to your wallet at maturity
- Support on WhatsApp when you need a human
Open your Kipit account.
Download the app or open the web app. Start with as little as ₦1,000.
